UK DEBT RECOVERY SPECIALISTS
Professional, compliant and results‑driven commercial debt recovery for UK businesses.
What We Offer
Our Services
Debt Recovery
Recover outstanding debts efficiently with our professional debt recovery service. We handle each case with discretion, compliance, and persistence, helping businesses improve cash flow without damaging client relationships. From initial contact to legal escalation, we provide a structured, results-driven approach tailored to your needs and industry requirements.
Legal Escalation
Escalate unpaid debts through our trusted legal network. We can instruct experienced solicitors to pursue recovery and obtain a County Court Judgment (CCJ) where appropriate, strengthening enforcement options. Our process is compliant, transparent, and focused on achieving the best possible outcome while keeping you informed at every stage.
Judgment Enforcement
Enforce unpaid judgments through escalation to High Court enforcement. Where a CCJ remains unpaid, we can transfer the case to certified enforcement agents to pursue recovery swiftly and lawfully. This approach increases pressure on debtors and improves the likelihood of successful collection while maintaining full compliance.
Commercial Rent Arrears
Recover overdue commercial rent quickly and lawfully with our specialist arrears recovery service. We support landlords with compliant enforcement options, including tenant engagement and formal recovery processes, to secure payment while protecting ongoing tenancies where possible. Our approach is efficient, professional, and focused on maximising recovery.
Commercial Forfeiture
Exercise your legal right to forfeit a commercial lease in cases of persistent rent arrears or breach of covenant. We guide landlords through compliant forfeiture procedures, ensuring correct notice and enforcement steps are followed to regain possession of the property efficiently while minimising legal risk and disruption.
Tracing & Asset Reporting
Locate missing debtors and uncover relevant financial information with our debtor tracing and asset reporting service. Using compliant investigative methods, we help identify current addresses, employment, and assets to support effective debt recovery and enforcement actions, improving your chances of successful recovery while maintaining full legal compliance.
Our Work
Our experience and performance, measured in real outcomes for our clients
20+ Years’ Commercial Debt Recovery Experience
£Millions Recovered Across UK Businesses
Supporting SMEs, Corporates & Legal Professionals Across Multiple UK Sectors
what our clients say
See how organisations across the UK rely on Paragon Credit Management for professional, compliant and effective commercial debt recovery.
“Our credit control team chased over £28,000 worth of unpaid invoices for months without success, until we instructed Paragon Credit Management. The team had all invoices paid within days of being instructed.” – Construction Industry Client
THE PCM BLog
Latest Insights
Stay informed with updates on commercial debt recovery, enforcement and credit management.
-
Why Waiting for Payment Could Be Costing You
For many businesses, chasing overdue invoices is one of those jobs that always seems to…
-
What Is Commercial Rent Arrears Recovery (CRAR)? A Guide for Commercial Landlords
When a commercial tenant falls behind on rent, it can quickly disrupt cash flow and…
-
UK Late Payment Laws 2026: What the New Crackdown Means for Commercial Debt Recovery
A major shift in how unpaid invoices are handled in the UK Late payments remain…
About us
About Paragon Credit Management
We provide professional, compliant and results‑driven commercial debt recovery for businesses across the UK. Every instruction is assessed individually, ensuring a strategic and commercially focused approach from experienced specialists.